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CPUT Retirement Fund

The CPUT Retirement Fund is a Defined Contribution arrangement. This means that the benefit you will receive on retirement depends on the contributions that are set aside monthly as your retirement savings and the investment return (positive or negative) earned on this money.

In addition to providing retirement benefits, the Fund also provides resignation, retrenchment, death and disability benefits. The Fund is approved for tax purposes as a Provident Fund. This gives you flexibility because you can decide how much of your benefit you want as a lump sum and/ or pension at retirement.

To learn more about the CPUT Retirement Fund, the trustees have provided useful bi-annual newsletters that inform you about fund benefits; developments in the retirement fund industry, your benefits and investments.

CPUT Retirement Fund Induction

View the CPUT Retirement Fund Induction Guide here.

May Newsletters

November Newsletters

Other Newsletters

To learn more about the CPUT Retirement Fund, the way in which it operates and the choices YOU are empowered with, feel free to browse through this site at your leisure.


  • This site contains a summary of the Rules of the Fund. In the event of a conflict between this guide and the Rules, the Rules will apply.
  • The guide also provides information on investments. In this regard readers should note that past investment performance is not necessarily a guide to future investment performance. The statistics shown in this site are based on past performance.
  • Members may need to seek expert financial advice before making an investment decision or on how to invest their retirement benefit.
  • The information contained in this guide does not constitute advice by either the Board of Trustees, or its advisors; and
  • This guide will be updated from time to time; please check the website to ensure that you have the latest version.
  • Every attempt is made to ensure that the material on the web-pages is up to date and accurate.